Uruguay Home Buy & Sell Calculator

Scenario

Choose the flow and enter the amounts you want to model.

Sale details

Used to estimate seller taxes, fees, and the net cash left after the transaction.

Adjusted tax cost Updated acquisition cost plus documented improvements Sale price Expected price for the sale

Purchase details

Used to estimate buyer-side taxes, professional fees, and the total cash needed.

Purchase price Target price for the home you want to buy

IRPF exemption for changing permanent home

Check the personal requirements. The price and reinvestment limits are evaluated automatically.

The sold property is my permanent home The new property will be my permanent home Sale and purchase are no more than 12 months apart

Estimated value of 1 UI in USD Editable reference used only to convert the legal UI limits

Calculator assumptions

These defaults were extracted from the calculator and can be edited if your deal differs.

ITP rate Impuesto a las Transmisiones Patrimoniales IRPF gain tax Applied to the sale gain Broker commission Real estate commission before IVA Notary fee Defaulted to the same 3% used in the calculator IVA on fees Applied on broker and notary fees Other sale closing costs Fixed amount from the calculator example Registry and certificates Fixed amount used on the buy side

The calculator also used sale price and purchase price directly as the taxable base for ITP and fees. This page mirrors that setup.

Final Position After Selling And Buying

USD 0

Balanced

Net proceeds from sale
USD 0
Total cash needed to buy
USD 0
Estimated position at closing Before the IRPF refund from DGI
USD 0

Selling Summary

USD 0

Net after costs

ITP Sale price × ITP rate
USD 0
IRPF on gain Taxable gain × IRPF rate, after any applicable exemption
USD 0
Potential IRPF refund Withheld at closing and then claimed back from DGI
USD 0
Broker commission + IVA Sale price × commission × (1 + IVA)
USD 0
Other closing costs Fixed amount
USD 0
Total selling costs All seller-side taxes and fees
USD 0

Buying Summary

USD 0

Total cash required

ITP Purchase price × ITP rate
USD 0
Notary fee + IVA Purchase price × notary fee × (1 + IVA)
USD 0
Broker commission + IVA Purchase price × commission × (1 + IVA)
USD 0
Registry and certificates Fixed amount
USD 0
Total buying costs Taxes and transaction fees only
USD 0

Source logic: the calculator included seller-side ITP, seller IRPF on capital gain, broker fees plus IVA, a fixed closing-cost bucket, buyer-side ITP, notary fees plus IVA, broker fees plus IVA, and fixed registry/certificate costs.

Permanent-home exemption: This is an eligibility estimate, not an automatic waiver at closing. The notary withholds IRPF and the taxpayer can request a refund from DGI with Form 5700. Official DGI conditions

How the calculator formulas map into this page

Selling: taxable gain = max(0, sale price - adjusted tax cost - seller ITP); IRPF = taxable gain × rate, unless the permanent-home exemption applies.
Exemption: both homes must be permanent homes, at least 50% of the sale proceeds must be reinvested, operations must be within 12 months, and the sale/purchase must stay within the 1,200,000/1,800,000 UI limits.
Buying: ITP = purchase price × 2%, notary = purchase price × 3% × 1.22, broker = purchase price × 3% × 1.22, registry/certificates = USD 1,000.
Combined: remaining cash = net proceeds from sale - total cash needed for the new purchase.